Debt Relief Agency Notice

Dominick Rendina – Attorney At Law, may be a federally defined Debt Relief Agency. You have contacted Dominick Rendina – Attorney At Law, by visiting this website, www.dominickrendina.com or by phoning (203) 542-7210 or (203)797-9600, regarding inquires regarding your rights and obligations under, among other things, the bankruptcy laws of the United States of America.

“Credit Counseling”, “debt management” and other “credit card payment plans” do NOT give the debtor a right to seek a discharge of debt. ONLY by filing bankruptcy in the US Bankruptcy Court does an individual have a right to seek to discharge of debt. A discharge in bankruptcy makes credit card, medical and certain other types of unsecured debts, permanently unenforceable against debtor, so that you will never have to pay those discharged debts, and the creditors you owe those debts to cannot phone you, write you, dun you, sue you, garnish your wages, or take any other act ever again to try to collect the discharged debt from you.

The Offices of Dominick Rendina – Attorney At Law will only represent you if a written contract for bankruptcy legal services is entered into, and signed by you and by The Offices of Dominick Rendina – Attorney At Law, and you meet all of the requirements within that written contract. Section 527 of the US Bankruptcy Code requires a Debt Relief Agency to provide an assisted person with the following information:

1. A Notice per 11 USC §342(b), which is attached at the end hereof and contains:

(1) a brief description of

(A) Chapters 7, 11, 12, and 13 and the general purpose, benefits, and costs of proceeding under each of those chapters; and

(B) the types of services available from credit counseling agencies; and

(2) statements specifying that

(A) a person who knowingly and fraudulently conceals assets or makes a false oath or statement under penalty of perjury in connection with a case under this title shall be subject to fine, imprisonment, or both; and

(B) all information supplied by a debtor in connection with a case under this title is subject to examination by the Attorney General.

2. THE FOLLOWING DISCLOSURES ARE REQUIRED BY 11 USC § 527(a)(2):

(A) all information that the assisted person is required to provide with a petition and thereafter during a case under this title is required to be complete, accurate, and truthful;

(B) all assets and all liabilities are required to be completely and accurately disclosed in the documents filed to commence the case, and the replacement value of each asset as defined in § 506 must be stated in those documents where requested after reasonable inquiry to establish such value;

(C) current monthly income, the amounts specified in section 707(b)(2), and, in a case under Chapter 13 of this title, disposable income (determined in accordance with § 707(b)(2)) are required to be stated after reasonable inquiry; and (D) information that an assisted person provides during his or her case may be audited pursuant to this title, and failure to provide such information may result in dismissal of the case under this title or other sanction, including a criminal sanction.

If you have any questions about any of these disclosures, we will be happy to provide further explanation.

3. Additional disclosures are required by 11 USC §527(b), and are sent to you herewith as a separately captioned document titled “Disclosures Required by 11 USC Section 527(b)”.  Please CLICK HERE for the Debt Relief Agency Disclosures Required by 11 USC §527(b).

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