Will I Be Able to Buy a House If I File Bankruptcy?

bankruptcyFiling a bankruptcy and receiving a discharge in bankruptcy does not create a barrier to home ownership if the individuals are otherwise able to become credit worthy in the future. The central premise of bankruptcy law in the United States is to give individuals a fresh start in their financial lives. Property acquired after a bankruptcy filing is not subject to the claims of pre bankruptcy filing creditors or the bankruptcy trustee acting on behalf of creditors. Continue reading Will I Be Able to Buy a House If I File Bankruptcy?

Can I Keep My Retirement Account in Bankruptcy?

bankruptcyIf you file for Chapter 7 or Chapter 13 bankruptcy, what happens to your 401(k) account? For the most part, your 401(k) and other qualified retirement accounts are safe, you will not lose them in the bankruptcy. Because federal law protects these accounts from creditors and the bankruptcy trustee, cashing in a 401(k) to deal with debt is almost always a bad idea.

Chapter 7 vs. Chapter 13 Bankruptcy

There are two main chapters of bankruptcy used by consumers. Chapter 7 and Chapter 13. Continue reading Can I Keep My Retirement Account in Bankruptcy?

How Long Will My Divorce Take?

divorceNo one enters a marriage with the idea that it is going to end in divorce. However, for many couples a divorce is the only solution for an unhappy situation. If you are considering filing for divorce, make sure you understand the types of dissolutions available to you.

Divorce
Obtaining a divorce involves following a certain set of procedures and rules, filing the proper papers and appearing in court. While you may or may not need an attorney to make sure every aspect of this process is done right, unless you and your spouse agree on all the issues to be decided in your divorce, like the distribution of property and custody of the children, then you will definitely want the assistance of qualified and experienced family law attorneys. The decisions made in a divorce can affect you and your family for the rest of your life. Continue reading How Long Will My Divorce Take?

What Your Bankruptcy Lawyer Will Do for You

bankruptcy-lawyerBankruptcy attorneys are lawyers who specialize in bankruptcy law. Skilled in this area of law, they work with those individuals and companies who believe that declaring bankruptcy is in their best interests. It is a bankruptcy attorney’s responsibility to make sure that everything proceeds smoothly and in compliance with bankruptcy laws. Because every bankruptcy case is different and many steps are involved, bankruptcy attorneys, as professionals in the field, are best equipped for navigating the myriad channels.

Responsibilities Of A Bankruptcy Attorney
Filing for bankruptcy involves a lot of paperwork, documentation, and forms, all of which your lawyer will have experience handling. In theory, you could do this yourself, but it will likely take you a long time and cause a lot of frustration. You could also inadvertently make a mistake that would tie your case up in the court system. A lawyer, on the other hand, will have no troubles properly collecting, completing, and filing all necessary documentation with the court, to expedite your case as much as possible. Continue reading What Your Bankruptcy Lawyer Will Do for You

What to Look for in a Bankruptcy Lawyer

bankruptcy-lawyerFiling for bankruptcy can be a complicated and stressful process, and if you make certain bankruptcy blunders, you have a high chance of having your case rejected by the court. It is important to find a good bankruptcy lawyer with experience in the field, to give yourself the best chances of success. Here are a few things to look for in a bankruptcy lawyer.

There are some complicated things to deal with when filing for bankruptcy, including determining what bankruptcy exemptions are available to you. These bankruptcy exemptions are a good way to keep possession over some of your property and assets. Your lawyer should understand these processes well, and be able to guide you through them to maximize your gains, so make sure you inquire about his or her history with bankruptcy cases. Continue reading What to Look for in a Bankruptcy Lawyer

Tips for a Successful Personal Injury Claim

personal-imjuryAccidents can happen at anytime, but handling the legal aspects of a personal injury claim can be challenging. Personal injury claims can come from a variety of accidents including car accidents, defective products, slip and fall accidents, and more. These types of claims can often end up being legally complex in nature. The following information discusses personal injury claim tips and what you should do if you have been injured in an accident.

Get Medical Attention
If you are injured, either go to the hospital or see a doctor right away. First and foremost, you need to take care of your body. Be advised that if you do not seek medical attention after an accident then the amount of damages you are able to seek will likely be lower. Continue reading Tips for a Successful Personal Injury Claim

Benefits of Hiring a Personal Injury Attorney

personal-injury-lawyerWhile it is not required or mandatory to hire a lawyer when pursuing restitution in a personal injury case, there are significant benefits. On your own, it is a possibility that you could attempt to seek out financial help, however there is great potential that you could be taken advantage of by the other party’s insurance company or even your own. Having a knowledgeable and experienced injury attorney by your side could make all the difference in the amount of recovery that you receive when all is said and done.

When you suffer injury at the hands of someone else’s negligence, it can be a devastating experience. Whether you were involved in an auto accident, injured on the job, all personal injury cases are serious. Continue reading Benefits of Hiring a Personal Injury Attorney

Resolving Personal Property Division

property-divisionGoing through a divorce is never easy. Between custody battles, expensive fees, and splitting up valuable assets, you will have a lot to deal with if you decide to file for a divorce. The division of property might be particularly confusing if you are not sure what you or your spouse is entitled to. If you are not sure what assets you are entitled to or how to get these assets, do not panic. You can always discuss these problems with your lawyer, who can hopefully put your mind at ease.

There are several tips and steps that you should consider following if you are dividing your personal property in a divorce. This will make the process easier in the long run and help you to keep the assets that are most important to you. Continue reading Resolving Personal Property Division

Preparing for Divorce

divorceIt happens to the best of couples. People change. Life changes. Sometimes we realize that staying married is just not an option. Preparing for divorce may seem like a difficult and overwhelming task, but preparation is key to keeping your sanity and ensuring that the process goes smoothly. We understand the concerns people have when beginning the divorce process, and we make sure to help our clients thoroughly prepare for their legal journeys ahead.

Know What To Expect
If you are considering divorce, it is always a wise decision to understand what you can expect. Learning about your state’s divorce laws is helpful and understanding what other issues you may encounter is also recommended. If you have children, for instance, child custody and child support will be a significant part of the process. Continue reading Preparing for Divorce

Should I File for Bankruptcy?

bankruptcyThe decision about whether or not to file for bankruptcy depends on many factors. If you are feeling overwhelmed with personal debt, you should start the process by talking to an experienced bankruptcy attorney. The right attorney will know what questions to ask.

Your Assets Are Less Than Your Debt
If you owe more than you have and the gap is widening regularly, it may be impossible to get out of this situation. When weighing the pros and cons of bankruptcy, think about what your life would be like if you no longer had to deal with losing more than you make to debt. Continue reading Should I File for Bankruptcy?

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